Monthly Archives: July 2017

Synchronicity and Honeycomb – A Report on Their Evolution

investorAlgomi are hoping to create a revolution in the bond market in the coming years by establishing even more cohesive information networks that identify previously untapped areas for trade.

Alongside the skill of existing traders, the software programs Algomi already offer have had an impact. They continue to evolve their software through new partnerships.

Synchronicity

How do you maximise the potential of the data that exists within your company? Each individual brings important skills to the table. However, it is joining the efforts of your team that will give you the most profitable and innovative results.

The sheer scale of the informational web that your salespeople have to work with is overwhelming. Finding the links between the different pieces of work they are doing will give you powerful insights but this is difficult without help.

Fortunately, Algomi created Synchronicity to help you monitor and prioritise the available data. Your company activity can also be linked to external sources of information to provide useful data points for analysis.

Honeycomb

Honeycomb improves the overall environment you are trading in by creating greater liquidity in the market through information. It links the trading data of more than 240 buy-side clients and 17 international banks to create an authoritative information tool. Traders use it for finding valid opportunities in the market to pursue without detailing their thinking to other traders. This avoids potential information leakage.

What’s Next?

Both of these programs are now well-established as investment information tools and used by firms throughout the world.

In order to continue on this upward spiral, the latest from Algomi is that they have teamed up with OpenFin to access even more useful data. OpenFin is a common layer loaded onto the desktops of more than 100,000 computers worldwide. It connects thousands of apps from more than 35 of the world’s leading bank and trading platforms. Actions taken through these apps are recorded and, with the appropriate permissions, will be used by Algomi to improve the capabilities of Synchronicity and Honeycomb.

The potential of this kind of data usage is hard to fathom at present because it has not been done before. However, it is clear that Algomi will remain one of the leaders when it comes to financial tools that benefit individual companies and traders, as well as the market as a whole.

Multi-Family Real Estate: Should You Invest in It?

Man and woman investing on real estate For investors who are looking for more sources of monthly income, they usually rely on rental property investments. They prefer this tactic because of the slow, but stable increase in the worth of their portfolio. If you’re new to the real estate industry and have already spoken with a multi-family lender, such as Bonneville Multi-family Capital, here are reasons to encourage you to invest:

Costly, But Easy to Fund

For most, if not all, cases, the price to purchase an apartment building will be considerably higher than the price of buying a single family property. This is why most think that getting a loan for a single family home would be easier than raising funds for a million dollar estate. Truth is, it’s easier to get bank approval for a multi-family property instead of an average house.

The reason behind this is that multi-family properties steadily produce a solid monthly cash flow. This is still the case even if the estate has a lot of vacancies or tenants that give late payments.

Growing a Portfolio Doesn’t Take a Lot of Time

For real estate investors who want to develop a huge portfolio filled with rental units, a multi-family property is the best choice. Think about it, getting a 20-unit apartment building is more time efficient and easier compared to buying 20 various single family houses. By choosing the second option, you would have to go through all the hassle of communicating with 20 different sellers and handle 20 house inspections that are in different locations.

Property Management Makes Sense Financially

Some investors prefer to get the assistance of a property management company to manage the daily operations of their rental properties. They will only have to pay the manager some percent of the monthly income their property produces. The tasks of these managers involve searching and evaluating potential tenants, gathering rent payments, maintaining the building and managing evictions.

Just like stocks investment, investing in real estate would require you to employ some tactics. Knowing that it is better to finance a multi-family property compared to single-family homes can help you get started on your investment.

More Than Just Security: Energy-Efficient Doors

Brown DoorWhether you're looking to replace your doors now or in the future, this will be a good read for you. The experts at Price’s Guaranteed Doors agree that you will need different products depending on what you seek. Finding the right entry or garage door in Utah may not be easy as pie, but there are some factors you might want to remember.

Looks and Security

The entry doors are what your guests will first see; hence, most people prefer that their front doors match the general theme of their front yard. Make sure you do not forget the security a good-looking door can give you when you get a quote from your local expert.

Energy Efficiency

We have doors mainly for the safety and security they provide. They can also enhance the general looks of the house. But, doors can also aid in lowering heating and cooling costs. Newer types of doors provide better insulation than older types of doors, hence replacing old doors can be a sound investment.

Not all houses have a garage, but for those who do, the garage doors may not be a top concern for the homeowner. Insulating your garage door may be necessary – especially if you have a room above or beside it. Steel, aluminum, wood and composite wood are the materials builders use to create doors. Each material provides different benefits, such as certain types of steel providing the best insulation, while wooden doors provide overall better looks.

Security and presentation often come to mind first when planning to add or replace the doors to your home. But, doors can also make your house more energy-efficient while keeping you safe, and the house looking good. Keep these in mind when you visit your local expert and plan out your new doors.

Fascinating Facts About Aluminium

Recycle logo with aluminium inside itIn the 1800s, man discovered the most abundant metal on our planet. Today, aluminium is the most reused material. The demand for this metal remains high, and recycling it makes a lot of economic and environmental sense. The experts at McCamish Metals know a lot about this metal, but here are some interesting facts about it:

It can last for 500 years

If you throw an aluminium can into a landfill, it can take up to 500 years for the can to decompose. That may be a lot less time than what’s needed for a glass to break down naturally (a million years), but 500 years is still several lifetimes of pollution.

Recycling aluminium repeatedly does not decrease its quality

Scrap metal dealers handle all kinds of aluminium, from foil to car hoods to lawn furniture. Using and reusing this metal will not diminish it.

Recycling aluminium cans saves energy

Making cans from second-hand aluminium is 20 times more energy efficient than making the cans from aluminium ore. Reusing the material saves 95% of the energy used to make the cans from raw material. The energy saved from one reused can is enough to power a computer for an hour and a TV for three hours.

Aluminium cans return to shelves in as little as three months

Collecting, processing, filling and distributing aluminium cans to grocers and supermarkets as new cans take as little as 90 days.

Metals are recyclable. Products made from reused metal saves significant amounts of energy and resources. Don’t throw away your used metals. Take part in metal recycling and help the economy and the environment.

3 Signs That Tells Your Business is Ready for a PR Agency

PR on a keyboardYou might search at all the ends of the world, but no legitimate public relations (PR) firm would guarantee a hundred percent result when you sign-up with them. Those who do are highly likely too good to be true and are hiding something under their sleeves. But, despite the non-guarantee, businesses are choosing to have agencies handle their public relations.

Why? It’s because they know what they are doing. If you are still unsure on whether or not you need to pick up that phone and finally contact a PR agency in Melbourne, Sphere Agency and other advertising agencies list some signs that might be able to help you:

You realise the goal of PR agencies in today’s competitive field

The role of PR agencies is to get your business a free media coverage, usually through editorial write-ups and periodicals exposure. This is different from getting paid coverage through marketing ads and posts. While the goal of free and paid media are similar, the effects to the business vary widely. PR agencies are able to get businesses a lasting connection and impression, something businesses are starting to appreciate and understand, thus the interest in PR agencies.

Your competitors have them

If your biggest and worst competitor is working with a PR agency, it is a sign you need to do so otherwise you would get left behind the competition in time.

You are ready for them

This means you have a clear business goal and is ready to strip naked and present the plans and ideas your company has in mind to your chosen agency. It might seem like a risk, presenting your company’s plan to a third party. If you are not yet ready to trust an outsider to help make your business grow, chances are you are not ready to have a PR firm yet.

After reading this article, evaluate yourself. Are you ready to have one for your business? If yes, go ahead and let your search begin.

Legal Ace: The Job of Nurse Consultants

Legal nurse consultant workingBeing a lawyer is a complex job. For this reason, numerous legal professionals work hard to gain aces on their sleeves, especially for sensitive and difficult cases. Despite their expertise, it helps to have another hand on board.

Lawyers dealing with medical and personal injury cases require assistance from individuals knowledgeable in the field. While consulting with doctor friends, helps, they keep certified legal nurse consultant or CLNC’s close as well. These nursing consultants, who are different from paralegals, can help the legal professional by offering credible medical record analysis of their clients or of other individuals involved in the case.

Certified legal nurse consultants

These medical professionals are registered nurses who have completed courses that tackle different legal elements in a medical court case. Certified legal nurse consultants do not work in a similar fashion as lawyers. Instead, they function as skilled medical nurses that offer expertise in medical-related concerns. They use their knowledge and experience to interpret patient’s records, charts, health care practices, medical procedures, standards of nursing practices, and omissions, if any. They then present their analysis to the lawyers.

They help provide useful insights

Lawyers benefit a great deal from the nursing consultant’s insight. If it is a medical negligence case, the legal nursing consultant offers a bigger picture, providing detailed analysis on what could’ve happened during the procedure. They also offer insight on matters related to home health care, mental health care, clinical operations, forensic environment, surgery, and various facets of the pathology department.

Their biggest contribution

Nurses generally prepare the chart of all the patients. So they understand all the connotations on these medical records. In the process of providing health care, nurses have special contacts with doctors, nursing supervisors, pharmacists, therapists and other specialists. The legal nurse consultants’ biggest contribution is their ability to interpret the patients’ charts, which is a big help in most cases. They help the legal professional screen the medical records and understand the merits of the case. In the case of personal injury claims, they can help identify non-meritorious or fraudulent claims too.

When it comes to medical cases, a certified legal nurse consultant is a great asset to lawyers. They are the aces needed in acing a case in favor of the lawyers’ clients.

Don’t Sign with a Home Builder Until You’ve Asked these 5 Questions

Man and woman asking the home builderBuilding a home is an exciting endeavour, but it can quickly become stressful if you choose the wrong home builder.

The good news? There are ways to know which home builders you can trust and which you cannot. To make this seemingly daunting task easier, here are some important questions you need to ask your potential home builder to help you determine whether they are the perfect for the job:

Are you licensed and insured?

This should be the first question to ask your potential builder. Cross-check their license with responsible agencies and then discuss the kind of insurance they hold. Doing this will save you from being held liable for any accidents sustained during the construction duration.

How do you plan to build our home?

A good builder of new homes in Cairns such as Cougar Homes would be able to give detailed plans and opinions while taking note of your preferences. They should know the standard building procedures and guidelines in your area. Good builders are also unlikely to offers add-ons and upgrades that you don’t need, especially when you are following a strict budget.

Can you work on a customised design?

Clarify if you can customise the design of your home. Make sure to ask if there are any additional charges should you choose to push through with it.

Do I have access while the construction is ongoing?

As a home-owner, you should have unlimited access to your home while the work is in progress as long as it’s safe. You should not bypass building regulations and safety policies, however.

What is your warranty policy?

Have everything in writing and make sure you understand everything that the warranty covers. This helps you dodge unpleasant surprises in case accidents arise.

Don’t hesitate to ask your prospective builder more questions. The more information you know about your home builder, the better you would be able to evaluate if he or she is the right person for the job.

The Characteristics of a Profitable Rental Property

Man and woman looking for a rental property onlineFrom the moment you first decide either to sell your rental property or to invest in one, you have to explore plenty of considerations. This decision can potentially be life changing, which is why you have to make sure to think it through.

Here are some characteristics of a profitable rental property, whether or not you are buying or selling property rentals in North Shore.

Number of Vacancies and Listings

Determine if that certain area has an abnormally high number of listings. For buyers, this might mean that it is not an ideal neighbourhood or it is just because of the seasonal cycle. For sellers, you can try to determine the cause and ask your real estate agent if they have any advice to overcome the dry spell.

They are experts in the industry, and they will know its ins and outs.

Future Developments and Building Permits

The Auckland city district plan will be able to inform you if there are new developments in the location. If there are a lot of new malls, condos and business parks, then it might mean that it is a good growth district.

Public Amenities

You or your future buyer will appreciate it if the neighbourhood has plenty of accessible public amenities. Highlight nearby projected or current public transports, gyms, parks, malls and movie theatres.

Some locations offer plenty of promotional literature to provide you with an idea of places with the perfect mixture of public amenities and properties.

Crime Rate

It is essential that the property you buy or sell is not a criminal hot spot. Check with the police or visit the public library to get precise crime statistics for the neighbourhood. You need to search for petty crimes, vandalism rates, serious crimes and recent activity, whether it has slowed down or are still increasing.

When buying or looking for a rental property, make sure that you maintain realistic expectations. By keeping the above characteristics in mind, you will know what to look for or prepare for.

What and What Not to Do Before and After Microdermabrasion

Woman having a microdermabrasion treatmentMicrodermabrasion is a dermatological procedure prescribed for skin conditions like dry skin, uneven skin tone and “shallow” or superficial scars from acne, accidents, or disease. This procedure can use small crystals or, like this clinic that does microdermabrasion in New York City, crystal-free systems to remove dead skin from the face and/or neck area. This will allow new skin to form and result in smoother, more vibrant looking skin.

Below are some tips on what (and what not) to do before and after this kind of treatment.

Before and After Treatment Dos and Don’ts

Before Treatment

Take note of the following before undergoing treatment:

  • Avoid too much sun exposure and use of tanning sprays and creams for at least one week.
  • Wash your face with a hypoallergenic cleanser right before treatment.
  • If you have had previous skin treatment or procedures (e.g., collagen injection or chemical peel), make sure that the interval between the previous treatment and microdermabrasion is around two to three weeks.
  • Avoid using exfoliation creams for three days before the procedure.

After Treatment

For faster healing time, remember these instructions:

  • Minimize sun exposure for at least a week to prevent UV rays from prolonging the healing period. As an additional protective measure, apply SPF30 sunblock when going out.
  • Avoid using topical acne medication for 48 hours and prescription retinoid products for 72 hours.
  • Do not scratch the treated area.
  • Regularly clean and moisturize the treated skin.
  • If needed, you may apply anti-inflammatory creams and cold compresses as prescribed to help decrease any swelling of the treated area.

As with any procedure involving the skin, make sure to consult a specialist who can assess your skin and suggest the right treatment. She can also tell you more before and after treatment steps to take.

Keep Your Business Safe With These Security Policies

Criminal background check with glasses and penSafety and security threats to businesses are not limited to exterior elements; some may already be within the organisation. And in many cases, these dangers result from lack of stringent policies.

Because you want to make sure your business, assets, employees, and clients remain safe from these threats, it is important that you have a powerful and well-designed risk mitigation plan. Part of this should prioritise strategies that keep the organisation crime-free.

Comprehensive pre-screening for recruitment

This isn’t something up for discussion: all employers must carry out a rigorous pre-employment process. Doing so will not only ensure that new hires have the skills and qualifications needed for the job, but also assess their trustworthiness and reliability.

Fast Police Checks mentions that businesses should conduct a background check on job applicants. For instance, they can file an online application for a criminal record check with an Australian Criminal Intelligence Commission-accredited firm, which will help them determine whether a candidate has a clean record.

Use of reliable data security software

Company property, sensitive information, and other assets require a robust security protocol. Security breach, such as data theft, can occur online, without the criminals even being physically present. As such, it is important that organisations use powerful security software to prevent massive losses and other serious consequences.

Rigid security policies can save lives

Crimes in a place of business put not just finances at stake; they also endanger the lives of people. For these reasons, all companies and organisations should not be lenient when it comes to security, as even the smallest weakness or loophole can already cause a variety of problems.

Through the implementation of the above-mentioned policies, you can protect everything that your business owns. It is better to be prepared, so you can avoid any security issues in the future.